One API.Everything banks need for stablecoins.
Six specialist companies, packaged as one service. Banks connect once, sign once, and move money in seconds, day and night.
-
Checks every payment against the rules before it moves.
-
Verifies that the paying company is real and not sanctioned.
-
Confirms approvals come from the right person's phone.
-
Screens every wallet involved for risk.
-
Exchanges currencies and pays out to the recipient.
-
YourCoin
Lets banks issue their own digital deposits.
The founding members of SAPIC. Each one does what it does best; SAPIC makes them work as one.
Six providers, or one connection.
Offering stablecoin payments today means finding, checking and connecting a separate company for every step. SAPIC replaces that patchwork with a single integration.
Today
6 integrations, 6 contracts, and gaps between them where things go wrong.
With SAPIC
1 connection, 1 contract, with every check built in before money moves.
The bank connects once. The network does the rest.
Checked before it moves. Settled in seconds. Recorded end to end.
From request to payout in one call.
Example: a company in Miami pays a supplier in Santiago. The bank sends one request, and six specialists handle the rest, in order.
-
1
Company checked
The paying company is confirmed as real and not sanctioned.
-
2
Approver confirmed
The approval comes from the right person's phone.
-
3
Rules checked
The payment is allowed in both countries, decided before anything moves.
-
4
Digital dollars issued
The bank's dollars become bank-issued digital deposits.
-
5
Risk screened
Every wallet involved is checked for risk.
-
6
Exchanged and paid out
The money is converted and lands with the supplier.
Where banks use it.
Paying suppliers abroad
Business clients pay overseas partners in seconds instead of days, without stacking fees along the way.
First use caseMoving money inside a group
Banks and companies with units in several countries shift funds between them, outside banking hours too.
First use caseSending money home
The same rails can later carry low-cost transfers for private customers.
LaterWhy now.
The rules are getting clearer, and customers no longer accept waiting days for a payment.
United States
The GENIUS Act gives banks clear rules for stablecoins.
European Union
MiCA sets one rulebook for digital assets across all member states.
Customers
Businesses expect money to move like the internet: instantly, every day of the week.
Live in 90 days.
Every bank starts small: one use case, one corridor, real payments in a controlled test.
Design
Pick the first use case and map who does what.
Agree
One contract, clear prices, technical setup.
Pilot
Real payments in a small, controlled test.
For banks
Offer stablecoin payments to your clients without building the technology yourself.
For partners
Bring your product to banks you could not reach alone, as part of one shared offer.
For investors
Back the shared layer that lets any bank move money on stablecoins.
Let's build your first pilot.
Tell us about your bank, your clients and the payments you want to speed up. We will come back with a plan for the first 90 days.